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Turn card fees into savings, not expenses
Credit card fees can quietly reduce your bottom line. UniversalPay’s Zero Cost Processing program helps you eliminate those fees through a fully compliant surcharging model, so you can keep 100% of every sale.
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How It Works:

Smart surcharge automation: Automatically apply and disclose eligible card fees during checkout.

Full compliance assurance: Stay aligned with Visa, Mastercard, and all U.S. regulatory guidelines.

Customer transparency: Display each surcharge clearly and ethically — never hidden or misleading.

Fast onboarding: Start processing within days with streamlined setup for both hardware and software.

Simple management: Monitor surcharges, payments, and reports easily from your main dashboard.

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Your business deserves frictionless payments on every screen and your customers deserve a checkout experience that feels effortless.

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Universal Pay Solutions offers merchants a comprehensive, end-to-end payment processing solution tailored to meet your specific needs. By managing the entire payment cycle, we ensure seamless transactions and high satisfaction for our merchants.

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