Welcome to a New Way to Process Credit Cards!

We are a boutique company that focuses on your business' needs.

We have unique solutions that can help any business.

Want to Find the BEST Credit Card Processing Solution For Your Business?

Take our short quiz below to cut through the noise & find the best merchant solution for Your Business.

What clients are saying about us

Why Choose UniversalPay?

We offer 3, ultra-transparent & low-cost to no-cost pricing models.

Traditional Credit Card Processing

We set up our merchants with the correct rate structure for their business with 100% transparency.

Zero Fee Processing

No fee payment program where you offset your cost of processing by offering a cash and a credit pricing.

Flat Rate Pricing

Eliminates any variation & rates. Presents merchants with one fixed rate for any and all credit cards.

Who Can UniversalPay help?

Keep 100% of their money We have no hidden fees so you keep your hard earned money.


Integrate with every major eCommerce platform - while saving money


Do business anywhere while keeping 100% of their profits by paying 0 fees.


Integrate with every major e-Commerce platform - while saving money.


Universal Pay Solutions offers merchants a comprehensive, end-to-end payment processing solution tailored to meet your specific needs. By managing the entire payment cycle, we ensure seamless transactions and high satisfaction for our merchants.

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