Merchant account get denied again just because you are in a specific business?

High Risk Merchant...

You can still get approved!

Having trouble getting approved for your high risk merchant account?

Did you know UniversalPay approves 99% of all applicants!
We Can Get Your Business Approved Fast!  Let's chat!

May be considered High Risk because...


...your businesss may have high-risk industry needs (like firearm sales, CBD, Marijuana or tobacco)


...your businesss may be considered to be higher risk of fraudulent activity or chargebacks.


...your businesss may need more protection than other merchants so your transactions can be processed quickly with less risk

Industries UniversalPay Supports:

UniversalPay also supports:

Adult noveltyAuctionsBail bondsCoaching and seminars (including online educational services, courses, busy, etc.)Collection agenciesContinuity / subscription offersCredit repairDatingDebt consolidationDebt repayment (i.e. short-term lenders such as payday and collection agencies)Digital goodsDoc prepExtended warranty
GamingHealth supplementsVape and paraphernaliaMedical marijuana cards/doctorsMulti-level marketing (MLM)Pawn shopsTimeshare relief / exit servicesTobacco and nicotine productsTraveling (including airlines, cruise lines, and other related verticals)TelemedicineQuasi cashSweepstakesDon’t see your industry, reach out and talk with us
UniversalPay Can Help
Sick of getting declined by conventional payment processors? UniversalPay is the only high risk merchant account provider you need.

Capitalizing on years of experience, we offer an unrivaled service for online high-risk merchants looking to accept credit cards with a 99% approval rate. We know how important your business and we want to partner with you. We will work with you to not only get approved but get the lowest rate possible.

Universal Pay Solutions offers merchants a comprehensive, end-to-end payment processing solution tailored to meet your specific needs. By managing the entire payment cycle, we ensure seamless transactions and high satisfaction for our merchants.

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