Buy Now, Pay Later

Let customers pay at their own pace.

Buy Now, Pay Later (BNPL) is an easy way to meet your customers’ evolving payment needs.

Customers can make 4 monthly payments with the credit card in their wallet.

BNPL drives revenue, referrals, and customer satisfaction.

Did you know over 55% of consumers have now used Buy Now, Pay Later options? Flexible payments are here to stay -- and they make all the difference to your customers.
Use QR codes to share BNPL with customers anywhere.

Here’s what this option can do for you:

Manage cash flow on both sides.
Your customers will appreciate the chance to pay over time and manage planned (and unplanned) expenses.
Get more customers in the door.
BNPL makes your services affordable, increasing conversion rates over time.
Switch to paperless.
Use BNPL for truly touchless digital payments. Share your link with customers anywhere from a QR code.

What sets BNPL powered by UniversalPay apart?

Uses an existing credit card.

Quick approvals

No long-term contracts

Zero penalties for early customer payoff

How does BNPL work for your business?

BNPL pre-authorizes the purchase total on your customer’s card, splitting it into 4 equal payments that are charged on a monthly basis
After signing up, you’ll get a custom payment link to share with customers anywhere.
Customers submit their payment amount and credit card information through your custom link.
Once a BNPL plan is approved, you’ll get paid upfront within 3 business days.

Get the support you need to offer BNPL:

+ Dedicated QuickFee specialist to help you drive adoption.
+ Merchant starter kit with marketing materials and resources.
+ Fast setup process with no integration needed.

Loved by Customers Across Industries.


QuickFee users who would be more likely to use a service provider who offered a payment or installment plan.


QuickFee users who found our platform solutions ’easy to use’.


QuickFee users who would prefer to use an installment plan for a large or unplanned purchase.
Don’t wait to boost your cash flow and improve your customer relationships.
Contact us to start offering BNPL today.